These Are the Best Travel Insurance Companies in the World in 2025.
Travel insurance is not something you think about until something goes wrong. Lost luggage. Flight delays. A sudden illness abroad. A scooter crash in Bali. You name it. Once it happens, you either have insurance or you don’t. And if you don’t, it can get ugly.
That’s why every real traveler, from seasoned nomads to families on their first international vacation, eventually learns that insurance is the first thing you pack. The companies listed below are trusted for a reason. They’ve been tested in real situations, by real people, in real time.
This is not a generic list. It’s a hard-earned breakdown of the best travel insurance companies in the world. Each one suits a different kind of traveler. Find the one that fits your reality, not just your itinerary.
SafetyWing
SafetyWing is known for solving the problems that most travelers didn’t realize were avoidable. You can buy it even after your trip starts. You can pause it if you’re going home. It includes global COVID-19 coverage and handles quarantine costs in many cases.
The insurance renews automatically every month like a subscription. There’s no long-term commitment. Everything is managed online. If you’re living abroad and working remotely, this is one of the few insurers that actually makes sense.
Best for: Digital nomads, long-term travelers, freelancers abroad
Website: https://www.safetywing.com
World Nomads
World Nomads stands out for how wide their activity coverage is. If you plan to go hiking, surfing, scuba diving, or even bungee jumping, they will likely cover it. Many insurers don’t.
Their claims system is simple. You log in online, upload documents, and that’s it. No paper forms, no office visits, no confusing steps. They also allow policy extensions from the road.
Best for: Backpackers, solo travelers, adventure seekers
Website: https://www.worldnomads.com
Allianz Travel
Allianz is one of the biggest names in global insurance. Their travel policies are dependable, especially for those who take multiple trips per year. They offer annual coverage plans so you don’t have to buy a new policy every time.
Their mobile app is solid. It lets you track claims, receive emergency alerts, and even find nearby hospitals. You get worldwide coverage without the usual hassles.
Best for: Families, business travelers, senior tourists
Website: https://www.allianztravelinsurance.com
IMG Global
IMG is flexible. You can adjust your coverage by country, trip length, or risk level. If you’re doing missionary work or attending school in another country, IMG has dedicated plans that include hospital care and emergency evacuation.
They’re also one of the few companies that handle high-risk travel or stays in less accessible areas. Their customer support understands complex situations and is quick to help.
Best for: Expats, international students, humanitarian workers
Website: https://www.imglobal.com
Insured Nomads
Insured Nomads focuses on the modern traveler. Their plans go beyond medical emergencies and include mental health, virtual therapy, and cyber support. It’s a different mindset that puts wellness first.
They also have one of the most intuitive apps on the market. You can get embassy alerts, use their travel safety features, and access emergency help all from one dashboard.
Best for: Long-term digital nomads, tech-savvy remote workers
Website: https://www.insurednomads.com
Seven Corners
Seven Corners has more than two decades of experience, mostly helping Americans traveling internationally. Their policies are tailored for U.S. citizens going overseas, but they also offer coverage for visitors entering the United States.
One of their strongest points is the multilingual assistance hotline that runs 24 hours a day. They understand how to work across languages and systems when things go wrong abroad.
Best for: Americans overseas, tourists visiting the U.S., short-term travel
Website: https://www.sevencorners.com
AIG Travel Guard
AIG Travel Guard allows you to upgrade your policy to “Cancel for Any Reason.” That kind of flexibility is rare. It’s perfect if your plans might change and you want to avoid losing money on flights or hotels.
They’re also strong for cruise and luxury travel, where delays and interruptions can be expensive. Their concierge services are a plus if you need help rebooking or changing plans.
Best for: Luxury travelers, business professionals, cruise trips
Website: https://www.travelguard.com
Travelex Insurance
Travelex is easy to use. That’s why many families and first-time travelers prefer them. Their plans are simple and transparent, and they offer coverage for kids under 17 at no extra cost in some cases.
What really makes them stand out is how quickly they pay out. If you’re waiting on a lost luggage claim or trip delay reimbursement, Travelex usually delivers faster than others.
Best for: Families, casual travelers, budget-conscious vacationers
Website: https://www.travelexinsurance.com
Every trip carries risk. You can lose your phone. Miss a flight. Get food poisoning. Or worse. What matters is whether you’re protected when that moment comes.
No one company is perfect for everyone. Some specialize in adventure. Others in long stays or medical emergencies. The right travel insurance should match your real lifestyle, not a brochure version of your trip.
Think ahead. Don’t settle for the cheapest option. Look for value, speed, and responsiveness. Travel is full of unknowns. Good insurance is one thing you can control.
